Managing Recipients

Manage transfer recipients for bank accounts, cards, and crypto addresses.

Before You Start

Read the following guides before proceeding:

GuideWhy
Getting StartedPlatform overview and setup
Api BasicsRequired headers and request configuration
AuthenticationHow to obtain access tokens
OnboardingUser and wallet registration

Recipients represent external destinations for outbound transfers. Each recipient contains personal or business information along with one or more payment details that define where funds can be sent.

Wirex BaaS supports multiple payment detail types: Card (for push to card), Sepa (EUR bank transfers), Ach (USD bank transfers), Crypto (blockchain addresses), and others. A single recipient can have multiple payment details, allowing transfers to the same person via different rails.

Recipients are user-scoped and can be reused across multiple transfers. The API provides endpoints for creating, listing, updating, and deleting recipients and their payment details.