Bank Account Availability

Overview

Bank account availability depends on the user's country of residence. This page lists the countries where SEPA and ACH bank accounts can be provisioned.

SEPA Account Availability

SEPA accounts are available for users residing in the following countries:

ACH Account Availability

ACH accounts (USD) are available for users residing in the following countries and US states:

Countries

US States

All US states and territories are supported for ACH accounts.

Checking Availability via API

Use the capabilities endpoint to check if a user can access SEPA or ACH accounts:

GET /api/v2/user

The response includes capabilities for bank accounts:

{
  "capabilities": [
    {
      "type": "SepaAccount",
      "status": "Active"
    },
    {
      "type": "AchAccount",
      "status": "Active"
    }
  ]
}

Capability Status