Integration Guide

    Card Limits

    Transaction limits, withdrawal limits, and restrictions for Wirex BaaS cards.

    Wirex BaaS enforces transaction limits to ensure regulatory compliance and protect users.

    Spending Limits

    Limit TypeAmount
    Per transaction30,000 EUR
    Per day30,000 EUR
    Per month30,000 EUR
    Per 3 months75,000 EUR
    Per 6 months100,000 EUR
    Transaction count per dayUnlimited

    Cash Withdrawal Limits

    Limit TypeAmount
    Per day500 EUR
    Per month5,000 EUR
    Withdrawal count per day5

    SEPA Limits

    Limits for EUR bank transfers via SEPA.

    TransactionCurrencyMaximum per TransactionMaximum per Day
    SEPA DepositEUR250,000—
    SEPA TransferEUR50,00050,000

    Transaction Restrictions

    Certain transactions are restricted based on merchant category, geography, or currency.

    Restricted Merchant Categories (MCC)

    Transactions at merchants with the following category codes are not permitted:

    MCCCategory
    5122Drugs, drug proprietaries, druggist sundries
    5169Chemicals and allied products
    5960Direct marketing - insurance services
    5962Direct marketing - travel services
    5966Direct marketing - outbound telemarketing
    7273Dating and escort services
    7297Massage parlors
    7801Government-licensed gambling

    Restricted Merchant Countries

    Transactions at merchants located in the following countries are not permitted:

    CountryISO-3 Code
    AfghanistanAFG
    BelarusBLR
    Bosnia and HerzegovinaBIH
    Central African RepublicCAF
    CubaCUB
    Democratic Republic of the CongoCOD
    EthiopiaETH
    IranIRN
    IraqIRQ
    LebanonLBN
    LibyaLBY
    MyanmarMMR
    NicaraguaNIC
    North KoreaPRK
    PalestinePSE
    RussiaRUS
    SudanSDN
    SyriaSYR
    VenezuelaVEN
    ZimbabweZWE

    Restricted Currencies

    Transactions in the following currencies are not permitted:

    CurrencyCode
    Bangladeshi TakaBDT
    Bahraini DinarBHD
    Belarusian Ruble (new)BYN
    Belarusian Ruble (old)BYR
    Pakistani RupeePKR
    Russian RubleRUB
    Saudi RiyalSAR

    Updated 4 days ago

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