On-chain onboarding involves the creation of a **smart wallet infrastructure** for the user and their registration in the **Wirex Accounts Contract**. This is the foundation of the non-custodial model—ensuring that the user maintains full ownership and control over their assets through a decentralized Account Abstraction. - Each user must be provisioned with an **Account Abstraction wallet**, which can be created using **ZeroDev**. - Once the wallet is created, the user must be registered on-chain in the **Wirex Accounts Contract**, linking their wallet to the system for identity and permission verification. --- ### Key Components - **Account Abstraction Wallet**: A smart wallet owned by the user, deployed using ZeroDev. This wallet is used to authorize and execute on-chain transactions. - **ExecutionDelayPolicy**: A custom **validation module** that introduces a time-lock mechanism for specific user actions (e.g., fund transfers). This prevents users from front-running or reversing transactions after a card charge is initiated, adding a layer of fraud protection. - **FundsManagementExecutor**: A custom **executor module** that allows the Wirex platform to securely execute on-chain charge operations on behalf of the user for off-chain activities (e.g., card transactions, withdrawals). - **Contract Registry**: A smart contract deployed per supported chain that exposes addresses of key system components (like the `Accounts` contract, `ExecutionDelayPolicy`, and `FundsManagementExecutor`). The address of the registry will be provided by the Wirex team for each chain. --- ### Requirements To create an Account Abstraction wallet, the partner must either: - Control a **per-user private key**, or - Use an **embedded wallet provider**, such as **Privy**, which can return a signer via a connected wallet instance, or - Use a form of wallet connection that would allow access to EIP1193 provider. --- ### Steps to Complete On-Chain Onboarding 1. **Create the Account Abstraction Wallet** using ZeroDev SDK. 2. **Install Custom Modules**: - `ExecutionDelayPolicy` for time-locked security - `FundsManagementExecutor` for Wirex-controlled charges 3. **Register the Wallet in the Accounts Contract**, linking it with your `PartnerId` to finalize onboarding. > ⚠️ The wallet must be **fully deployed** and both modules installed before registering the user on-chain. --- ### Complete example

View JavaScript example

import {ConnectedWallet} from '@privy-io/react-auth';
import {baseSepolia} from 'viem/chains';
// click to see more...

```ts import {ConnectedWallet} from '@privy-io/react-auth'; import { concatHex, createPublicClient, createWalletClient, custom, EIP1193Provider, encodeFunctionData, http, pad, zeroAddress, zeroHash, } from 'viem'; import {baseSepolia} from 'viem/chains'; import {signerToEcdsaValidator} from '@zerodev/ecdsa-validator'; import { createKernelAccount, createKernelAccountClient, createZeroDevPaymasterClient, KernelAccountClient, KernelV3_1AccountAbi, } from '@zerodev/sdk'; import {getEntryPoint, KERNEL_V3_1, VALIDATOR_TYPE} from '@zerodev/sdk/constants'; import {toSudoPolicy} from '@zerodev/permissions/policies'; import {toPermissionValidator} from '@zerodev/permissions'; import {toECDSASigner} from '@zerodev/permissions/signers'; import {privateKeyToAccount} from 'viem/accounts'; // RPC clients and RPC addresses const PUBLIC_RPC = 'https://sepolia.base.org'; const PAYMASTER_RPC = 'https://rpc.zerodev.app/api/v2/paymaster/a1ed4ae3-7093-4bf0-aeec-59e95f094662?provider=PIMLICO'; const BUNDLER_RPC = 'https://rpc.zerodev.app/api/v2/bundler/a1ed4ae3-7093-4bf0-aeec-59e95f094662?provider=PIMLICO'; const bundlerTransport = http(BUNDLER_RPC); const publicClient: any = createPublicClient({ chain: baseSepolia, transport: http(PUBLIC_RPC), }); const kernelPublicClient: any = createPublicClient({ transport: bundlerTransport, chain: baseSepolia, }); const kernelPaymasterClient: any = createZeroDevPaymasterClient({ chain: baseSepolia, transport: http(PAYMASTER_RPC), }); // As of now this is the current ContractRegistry address for Base Sepolia chain const ContractRegistryAddress = '0x062AfB76614dd594A99e70fD2CfbDf417CCF8797'; // This is a unique identifier of your partner integration. It would be provided to you by Wirex team const PartnerId = '0x00000000000000000000000000000011' // Privy flow, ConnectedWallet object is either an embedded wallet or an external waller linked during onboarding export async function createAccountAbstraction_Privy (mainWallet: ConnectedWallet, wasCreated: boolean) { let nativeProvider = await mainWallet.getEthereumProvider(); return await createAccountAbstraction_EIP1193Provider(nativeProvider as EIP1193Provider, wasCreated); } // EIP1193 flow. Provider should be a EIP1193 compatible object implementing all required functions. export function createAccountAbstraction_EIP1193Provider (provider: EIP1193Provider, wasCreated: boolean) { const signer = createWalletClient({ chain: baseSepolia, transport: custom(provider), }); return createAccountAbstraction_Base(signer, wasCreated); } // Private key flow. The private key should be a valid private key hex string export function createAccountAbstraction_PrivateKey (privateKey: `0x${string}`, wasCreated: boolean) { let mainWallet = privateKeyToAccount(privateKey); return createAccountAbstraction_Base(mainWallet, wasCreated); } export async function createAccountAbstraction_Base (signer: any, wasCreated: boolean): Promise { // Create an account client using the bare signer for connected wallet in order to retrieve its address. let simpleValidator = await createEcdsaValidator(signer); let account = await createKernelAccount(kernelPublicClient, { entryPoint: getEntryPoint('0.7'), kernelVersion: KERNEL_V3_1, plugins: { sudo: simpleValidator, }, }); let client = createKernelAccountClient({ account: account, chain: baseSepolia, bundlerTransport: bundlerTransport, paymaster: { getPaymasterData (userOperation) { return kernelPaymasterClient.sponsorUserOperation({userOperation}); }, }, }); // If this is a first creation than the AA has to be properly deployed on chain and required modules must be configured before Wirex system can work with it. if (!wasCreated) { // Prepare call data for calls to install execution delay policy and funds management executor let executorCallData = await getInstallExecutorCallData(client.account.address); let policyCallData = await getInstallPolicyCallData(client.account.address, signer); let calls = await client.account!.encodeCalls([ executorCallData, policyCallData ]); // Execute install operations on the account abstraction. This would execute on-chain operation physically deploying AA contract and // installing required modules let trxHash = await client.sendUserOperation({ callData: calls, }); await client.waitForUserOperationReceipt({ hash: trxHash, timeout: 30 * 1000, }); } // Recreate AA client using its initial address and execution delay sudo policy let accountAddress = client.account.address; let validator = await createExecutionDelayValidator(signer); account = await createKernelAccount(kernelPublicClient, { entryPoint: getEntryPoint('0.7'), address: accountAddress, kernelVersion: KERNEL_V3_1, plugins: { sudo: validator, }, }); client = createKernelAccountClient({ account: account, chain: baseSepolia, bundlerTransport: bundlerTransport, paymaster: { getPaymasterData (userOperation) { return kernelPaymasterClient.sponsorUserOperation({userOperation}); }, }, }); // If this is initial deployment than newly deployed AA must be registered in Wirex Accounts contract. if (!wasCreated) { // Create call data for registering in Wirex Accounts contract let accountCreateCallData = await getAccountCreateCallData(); let calls = await client.account!.encodeCalls([ accountCreateCallData ]); // Execute registration operations on the account abstraction. let trxHash = await client.sendUserOperation({ callData: calls, }); await client.waitForUserOperationReceipt({ hash: trxHash, timeout: 30 * 1000, }); } return client } // Call data helper methods async function getInstallExecutorCallData (targetWalletAddress: `0x${string}`) { let initData = concatHex([ zeroAddress, zeroHash, ]); let executorAddress = await publicClient.readContract({ address: ContractRegistryAddress, abi: ContractRegistryAbi, // Can be retrieved using block explorer of your liking functionName: 'contractByName', args: ['FundsManagement'], }) as `0x${string}`; let data = encodeFunctionData({ abi: KernelV3_1AccountAbi, functionName: 'installModule', args: [ BigInt(2), executorAddress, initData, ], }); return { to: targetWalletAddress, value: BigInt(0), data: data, } } async function getInstallPolicyCallData (targetWalletAddress: `0x${string}`, signer: any) { let policy = await createExecutionDelayValidator(signer); let rootValidatorId = concatHex([ VALIDATOR_TYPE[policy.validatorType], pad(policy.getIdentifier(), { size: 20, dir: 'right', }), ]); let data = encodeFunctionData({ abi: KernelV3_1AccountAbi, functionName: 'changeRootValidator', args: [ rootValidatorId, zeroAddress, await policy.getEnableData(targetWalletAddress), '0x', ], }); return { to: targetWalletAddress, value: BigInt(0), data: data, } } export async function getAccountCreateCallData() { let accountsAddress = await publicClient.readContract({ address: ContractRegistryAddress, abi: ContractRegistryAbi, // Can be retrieved using block explorer of your liking functionName: 'contractByName', args: ['Accounts'], }) as `0x${string}`; let data = encodeFunctionData({ abi: AccountsAbi, // Can be retrieved using block explorer of your liking functionName: 'createUserAccountWithWallet', args: [ PartnerId, ], }); return { to: accountsAddress, value: BigInt(0), data: data, }; } // Validator objects helpers function createEcdsaValidator (signer: any) { return signerToEcdsaValidator(kernelPublicClient, { signer, entryPoint: getEntryPoint('0.7'), kernelVersion: KERNEL_V3_1, }); } async function createExecutionDelayValidator (signer: any) { let policyAddress = await publicClient.readContract({ address: ContractRegistryAddress, abi: ContractRegistryAbi, // Can be retrieved using block explorer of your liking functionName: 'contractByName', args: ['ExecutionDelayPolicy'], }) as `0x${string}`; const rootPolicy = toSudoPolicy({ policyAddress, }); let res = await toPermissionValidator(kernelPublicClient, { entryPoint: getEntryPoint('0.7'), signer: await toECDSASigner({signer: signer}), kernelVersion: KERNEL_V3_1, policies: [rootPolicy], }); res.address = policyAddress; return res; } ```

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